Who can participate
You must be at least 18 years old and reside in the United States. One verified account is allowed per person. Use accurate information and a phone number you own; the same phone number cannot be used for another account.
How coins are earned
- 100 coins after email verification, once per account.
- 400 additional coins after completing your name and phone profile, once per account.
- 500 coins and $20 pending cash for each qualifying new friend who signs up through your referral link and verifies their email.
A qualifying referral is a different person with a new verified account. Self-referrals, duplicate accounts, automated signups and fraudulent referrals do not qualify. A signup cannot earn referral rewards for more than one inviter. Coins are reward credits, not cash or a bank balance.
Free-month milestones
2,500 coins unlock one free month of BillSync. 3,000 coins unlock one free month of Stush Complete. Milestones do not deduct coins and each milestone is earned once. Free months run consecutively after the trial rather than overlapping. The applicable access schedule will be shown in the app. A paid subscription requires your affirmative choice; otherwise you continue on Stush Free. See the Subscription & Fee Terms.
Cash remains pending until payout
Stush must launch in your state before cash can be paid. You must complete your profile, confirm your state and sign up for the Stush app. Bank setup and your permission to send payment take place in the app. A bank connection by itself does not authorize payment. “Paid” is shown only after payment confirmation.
There is no guaranteed state launch date. If Stush has not launched in your state, cash remains pending and cannot yet be paid. Pending cash is not a completed payment or available bank balance.
Expiration and account review
There is no scheduled expiration for legitimately earned rewards. Suspected duplicate or fraudulent activity may be reviewed; invalid rewards may be withheld or corrected. Contact support if you believe an adjustment is wrong. Account deletion requests are handled under the Privacy Notice; records needed to resolve a reward dispute may be retained.
Questions and disputes
Email support@stushpay.com or use the contact form. Include a brief explanation and your account email. Do not send another person’s private information, passwords, sign-in links or banking details.
Share honestly
Disclose that you may earn a reward when sharing your link. For example: “Join the Stush waitlist with my link. I can earn 500 coins and $20 pending cash if you qualify and verify your email. Payment requires launch in my state, a completed profile, app signup and my payout permission.”