Stush

Your AI agent
for everyday
money.

  • Real-time access to wages.
  • No bank change.
  • No interest, no-fee option (100% free).

Stush is a financial technology company, not a bank. Eligibility, supported connections and state availability apply.

Free standard transfersOn every planKeep your bankSupported existing accountsYour approvalBefore every transferNo employer enrollmentConnect supported payrollStush FreeNo monthly subscription

  • See estimated earnings during your shift.
  • Review eligible access before you transfer.
  • Choose free standard delivery.
Learn more

Real-Time Wage Access illustration

Real-Time Wage Access

  • See estimated earnings during your shift.
  • Review eligible access before you transfer.
  • Choose free standard delivery.
Learn more
Real-Time Wage Access illustration

SmartShift AI

  • Connect your payroll.
  • Review earnings and eligible access.
  • Approve your transfer and settlement.
Learn more
SmartShift AI illustration

BillSync

  • See upcoming bills together.
  • Review subscriptions and potential savings.
  • Keep control of supported actions.
Learn more
BillSync illustration

LifeSync

  • Understand your financial outlook.
  • Plan ahead for potential shortfalls.
  • Track progress toward your goals.
Learn more
LifeSync illustration
Stush product screens

Your everyday money.
Working together.

BillSync organizes your bills. LifeSync helps you plan around them. Stush Complete brings both together.

Explore Complete →
✓

Your money.
Your permission.

✓ Review each transfer.

✓ Choose supported connections.

✓ See settlement details before authorizing.

Learn about trust & safety →

The help you need.
The choice is yours.

Start with Stush Free, or choose more help.

Stush Free

$0 / month

Eligible wage access and basic earnings insights.

Standard transfers: free
Optional instant delivery: $7.99

Explore Stush Free →

BillSync

$14.99 / month

Bill reminders, subscriptions and savings tools.

Standard transfers: free
Optional instant delivery: $3.99

Explore BillSync →

Stush Complete

$24.99 / month

BillSync + LifeSync for a clearer financial outlook.

Standard transfers: free
Optional instant delivery: $1.99

Explore Stush Complete →

30-day Complete trial. A paid plan requires your affirmative choice; otherwise continue on Stush Free. Instant-transfer fees are separate. Stush Free: one active transfer at a time; $100 minimum.

Subscription & fee terms →

Make the wait
more rewarding.

Invite friends while you wait for Stush.

Read rewards terms →
$20

+ 500 Stush Coins

For each qualifying friend who signs up. Cash stays pending until Stush launches in your state. Complete your profile and sign up for the app to become eligible for payment.

Stush app preview

Everyday money.
A little easier.

Join the waitlist. We’ll email you when Stush launches in your state.

Join the waitlist

FAQs

When can I use Stush?

Join the waitlist. We’ll email you when Stush launches in your state. Eligibility varies.

Can I use my own bank?

Yes. Stush works with supported existing bank accounts.

Is there a free option?

Yes. Stush Free includes eligible wage access and free standard transfers. Optional instant delivery and paid plans have separate fees.

More questions? Visit the Help Center →